Cantissimo Senior Living Blog

 

Some Medicare beneficiaries want more healthcare benefits than Original Medicare can offer, even with Medigap supplemental policies. Medicare Advantage Plans (sometimes known as Medicare Part C) fill this need by providing more benefits for beneficiaries who agree to extra costs and less flexibility.

The Medicare Advantage Alternative

Offered by private insurance companies, Medicare Advantage Plans provide Part A and Part B coverage as an alternative to Original Medicare. Medicare pays a fixed amount to these insurers for each beneficiary enrolled in their plans but requires these companies to follow specific rules. These rules allow the companies flexibility to offer more services. However, to do this, they may handle out-of-pocket costs differently and impose certain restrictions on enrollees.

As noted in a recent post, Moving in Retirement? How To Decide Where To Go, the state of your health might dictate the location for your next move. After a frank health assessment, you can decide which alternatives make the most sense for your situation.

• Home Healthcare
• Adult Daycare
• Assisted Living
• Skilled Nursing Care
• Memory Care

 

Original Medicare (Part A and Part B) offers many benefits, but it has some "gaps." The most prominent gap is there is no limit on out-of-pocket expenses, which encompass deductibles, copayments, and coinsurance.

Medigap to the Rescue

One way to fill many of these gaps is through a Medicare Supplement Insurance policy (also known as Medigap) sold by private insurers. Medigap policies come in several different versions but must adhere to strict government standards. These standards allow easier comparisons between policies and protect consumers from unscrupulous insurers.

It's no secret that older adults are at a higher risk for falls. In fact, falls are one of the leading causes of injury in adults over 65. Falling can have painful consequences, both physically and emotionally. If you're an older adult, it's important to take steps to prevent falls and protect yourself from potential injuries. In this blog post, we will discuss the dangers of falling and offer some tips for staying safe.

 

Along with Medicare Part A, Part B is the other part of Original Medicare. A recent blog post described Medicare Part A coverage for inpatient care (hospital and skilled nursing), hospice care, and home healthcare.

Medicare Part B covers medically necessary costs for:

• Doctors
• Outpatient care
• Home health services
• Durable medical equipment

Clothing is a crucial aspect of our everyday lives. We need functional and practical clothes to get through the day comfortably and safely.

As much as they are essential, getting clothes on and off can sometimes be a challenge, especially for the elderly and those who require special care. As people age or experience declining health, previously easy activities like dressing and undressing can become challenging.

This inability to get dressed can keep people from engaging in activities they love, leading to emotional and physical stress.

Adaptive clothing is a very effective way to overcome this challenge. Adaptive clothing, through various mechanisms and adaptations, can make dressing and undressing easier and less stressful.

 

As noted in a previous Cantissimo Senior Living blog post, Getting Started with Medicare, Original Medicare consists of Part A and Part B. This blog post focuses on Part A, which covers inpatient hospital stays and some other services.

Part A (Hospital Insurance) helps cover:

Advances in technology are one of the best things to happen in the 21st century, as it allows us to connect and keep in touch with our loved ones. In addition, it makes it possible to help take care of family members even if you are not close to them. The key is to find the right mobile application that will help you take care of the older adults in your life.

So, if you have elderly members in your family, you are in the right place. Here are the top apps you can download to help improve their lives and safety.

Many things come with aging, including changes in our bodies, lifestyle, and much more. As the name suggests, age spots are another example. However, they don't have to be. Below, we've collected tips to help prevent and treat age spots when they appear!

What Are Age Spots?

Of course, you need to know what they are before you can treat them. Age spots are large freckle-like spots on the skin. These will usually be black, gray, or brown, and they will mostly appear in areas that are the most exposed to skin. These include your face and hands.

 

Most Americans reaching age 65 achieve a significant milestone: Medicare eligibility. Launched in 1965, Medicare is a national health insurance program created and administered by the U.S. government and funded primarily via payroll taxes. Prior to its inception, over half of Americans, 65 or older, had no health insurance.

The program started with coverage for hospital stays (Part A) and other medical expenses like doctor fees (Part B). These two parts, known as "Original Medicare," operate as a "fee-for-service" system where a provider (e.g., hospital or doctor) gets paid for each service delivered.