When it's time to make long-term care decisions for your senior parent or disabled loved one, you may be unsure as to whether they will be better off at home or in a facility-based care community. Unless your loved one has a long-term care insurance policy, you may also be wondering how you're going to pay for your loved one's long-term care expenses — as average annual costs range between $18,746 and $100,379. To learn more about long-term care planning and for some advice on paying for long-term care services, read on.
Cantissimo Senior Living Blog
Cantissimo Senior Living blog - an educational resource for older adults in lifestyle, wellness, and more.
Posts about Housing:
Despite the tidal wave of Baby Boomers entering the 55+ age demographic, many aspects of senior living are still rooted in old models. This has attracted a new crop of innovators to enter the market. One such innovator is Paul Ablack, Founder and CEO of Cantissimo Senior Living. Experience Beyond Measure correspondent Mike Lawson recently sat down with Paul to discuss the current state of senior living and how Cantissimo Senior Living aims to make changes for the better.
A common assumption persists that "senior living" means residing in a skilled nursing, assisted living, or memory care facility. In fact, the vast majority (96%) of adults 65 and older live in the community (homes or apartments). The motivation to "age in place" at home has a lot of appeal. An AARP study found that 90% of older U.S. adults want to stay in their homes as long as possible. The reasons for this are:
- More independence
- Familiar surroundings and routines
- Established relationships
- Lower living expense
- Avoid the cost of moving
However, as people age, the potential for needing assistance increases as the incidence of physical and mental problems grows. This threatens the ability to age in place because the older adult needs the support of caregivers.
One of the biggest challenges of family life can be when it is time for your young ones to leave the nest. The teenage and maybe early college years have stormed through and brought achievements and growth to your kids, and now... they're grown up and doing their own thing. The house feels different now - the rhythm of your life has changed. Empty nest syndrome has come. How can we cope with this major life change?
How to Manage Your Empty Nest Syndrome
Once children have grown up and left the family home, many active older adults consider moving to a new home. Motivations might be driven any one or a combination of goals:
- A better climate
- To be closer to family and friends
- Lower cost
- Having a smaller space with less upkeep
- The dream home
- A one-level floorplan
No matter the reason, the first decision is whether to rent or buy. I'll cover the rent versus buy decision in a future installment, so for this blog, assume the "buy" button has been pushed.
As we age, many daily tasks become more difficult. What used to be easy movements can cause injuries. The kitchen is one of the most frequently used rooms, so it is important to make the necessary changes to keep it a safe place for all. Several things can be done to make the kitchen safer, easier to use, and more efficient. This can help keep you or your loved ones safely at home while minimizing risks around the house.
How to Make Your Kitchen a Safe Space for Older Adults
In May of 2020, a 20-year-old man was caught on video brutally beating a 75-year-old man at the Westwood Rehabilitation Nursing Center in Detroit, Michigan. The suspect, who was also a patient at the time, was shown repeatedly punching and cussing at the victim. Although no staff members were involved in this incident, it raises concern that the staff was unaware of the incident until they saw the video.
In June of 2017, Janet Yu discovered that her 90-year-old mother was a victim of financial abuse by her financial planner at Royal Mutual Funds Inc., an RBC subsidiary and a mutual funds dealer. The unauthorized transfer of funds resulted in over $120,000. These unauthorized transfers supposedly went unnoticed because they were processed using Yu’s client card number and the assigned online banking password.
What is Elder Abuse?
The above are only two examples of elder abuse, a growing problem in today’s society that can cost seniors their security, dignity, and even their lives in extreme cases. Elder abuse can include financial abuse, emotional abuse, physical abuse, sexual abuse, and neglect. It is important to understand that abuse can occur anywhere, including in the home or a senior living facility. Often, abusers are someone that a person trusts, such as family members, friends, or caregivers. Sixty percent of elder abusers are family members, while 24.3% of elder abusers are senior living facility caregivers.
How Prevalent is Elder Abuse?
Retirement is a time for you to enjoy yourself. Without a job or kids to take care of, you have all the time in the world to enjoy yourself with your favorite friends, family, and hobbies. To make the most of this wonderful phase of life, many seniors look to make changes to their living situation. For example, some seniors choose to downsize to a smaller house, which means less time and money spent on home chores and upkeep — and more time and money to spend on fun.
Moving gets more challenging as we age. People become set in their ways and connected to their communities, which can make transitioning to a new area and way of life difficult. For this reason, it's wise to consider your senior home care options now and prepare in advance. If you do decide to transition to a new property, doing so now will be less stressful than in the future. Learn about three popular choices for senior home care solutions and find out what to consider when assessing your options below.
Many of the injuries that occur every day happen in the home. Of these, a large portion occurs in the bathroom, where the water and clutter add to the risk of every day. As reported by the CDC, in 2008, approximately 235,000 people in the U.S. ages 15+ sustained nonfatal, unintentional injuries in bathrooms that resulted in treatment from emergency departments.
Older adults find themselves increasingly faced with a bewildering universe of new situations about health, finances, housing, legal, and many other issues. Trying to keep up with all these moving targets is a daunting task for even the healthiest and most knowledgeable among us. However, when physical or mental health (or both) start to decline, dealing with these complex concerns can become overwhelming.
Even if family or friends try to help, they often lack the knowledge to deal with these subject areas confidently. Additionally, for loved ones trying to help from distant geographies, the frustration level can build to boil for all concerned.