Cantissimo Senior Living Blog

Most of us have heard of a Health Savings Account (HSA), but many don't understand the important details about these accounts.

HSAs were intended to provide a way for Americans to save money for out-of-pocket healthcare expenses before meeting the deductible of a high deductible health plan (HDHP). In fact, an individual or family must have an HDHP to open an HSA.

While HSAs were primarily intended to soften the financial burden of paying for healthcare expenses for HDHP account holders of all age groups, HSAs can be particularly advantageous in paying for long-term care expenses at age 65 or over.

Did you know that if you want to be happier in life, you must offer gratitude? According to research, gratitude is directly linked with happiness. So, if you want to hack those happy hormones as you age, start by giving thanks.

Of course, practicing consistent gratitude can be overwhelming because we tend to be more forgetful with age. That is why it is important to have a solid practice you can turn to each day. If you are looking to be more grateful, you have come to the right place.

Life during retirement is different and depends on the plans of the retiree. To some, it's time to live their life to the fullest. That means engaging in memorable and fun adventures by visiting the places they've never been before. To others, it's a time of relaxation, enjoying a flexible schedule, and not having to worry about reporting to work.

However, this new lifestyle during retirement doesn't satisfy everyone. Some retirees find this period full of insecurity and boredom. The new flexible schedule and missing socialization can take a toll. The lack of predictability during nights and days makes the situation even more challenging. And the situation gets even worse when one feels like he/she doesn't have a purpose to fulfill during retirement. As a senior in this position, here are tips to help you in finding purpose in retirement!

Many grandparents want to help their grandchildren financially but are not sure where to begin or are unaware of the various options available to them. Whether your grandchildren are toddlers or college students, there are several ways to help start them on the right path toward financial success.

As the holiday season falls upon us, many of us pack our bags and visit our families living elsewhere. During this time, it is crucial to stay safe because the weather can be harsh. A safe holiday road trip will enhance the experience for you and anyone else you are traveling with.

So, if you are looking for tips to have a safe holiday road trip, you have come to the right place. Here is your complete guide to traveling safely during this holiday season.

Finally, you've reached retirement. It's time to enjoy your savings and live comfortably somewhere for the rest of your life. Unfortunately, for many, the dream isn't quite as they may have imagined it. Perhaps your social circle is shrinking, you find yourself bored during the week, or your bank account appears to be shrinking faster than expected. At this point, you are left with a puzzle. Is going back to work in retirement right for you? To help you out with this, we've compiled several pros and cons of going back to work in retirement for you to consider.

Is there one among your friends who irritates you sometimes? They could be childhood buddies or a coworker with whom you have a close relationship. Such friends frequently cause friction among your social circles, but it's difficult to tell whether they simply need everyone to be a little more forgiving or are toxic to your mental health.

Friendship is something we appreciate in life, and we have a lot of love and regard for our friends. However, love can often blind us to poor behavior and the harmful effects relationships can have on our lives. As a result, it's critical to be aware of the typical warning signals that a companion is not only toxic but also potentially hazardous to your mental wellbeing.

Here, we cover the warning signs of toxic friendships, which may help you re-evaluate your friendships.

Exercise is too commonly seen as a tedious thing. It has a perception of being a painful chore to get done and a burden to your day. However, it doesn't have to be! Exercising is essential, and finding ways to make it more fun can be the solution to improving your health and wellbeing! Here are some ways to make exercising more enjoyable!

Retirement checklists abound across the internet. Most provide wisdom on planning for a secure financial future. Saving enough, choosing appropriate investments, and eliminating debt are common recommendations. However, there is more to retirement than pure pocketbook considerations. Listed below are some retirement planning ideas that most checklists don't mention.

Retirement is a time in life when people can finally enjoy all the fruits of their labor. It's a time for relaxation, comfort, and leisure. After spending decades in the professional field, you are now living a content life in retirement at home. You might be getting a pension, but it will not be as much as the salary you were drawing from your job. So you have to try and cut costs when you are retired. How can you make or save your money to cover living expenses during retirement? Well, we have got some practical tips for you.