Cantissimo Senior Living Blog

Cantissimo Senior Living blog - an educational resource for older adults in lifestyle, wellness, and more.

Posts about Lifestyle:

The Safety Net – Paying for Long-Term Care with Medicaid

The Safety Net – Paying for Long-Term Care with Medicaid


Planning for long-term care expenses seems to involve a lot of wishful thinking for many. As noted in another Cantissimo Senior Living blog post, a survey found that about half of respondents said they had done little or no planning for these needs.

One example of wishful thinking is that government programs like Medicare or Medicaid will pay long-term care expenses.

Life Insurance and Annuities: Alternatives to Pay for Long-Term Care

Life Insurance and Annuities: Alternatives to Pay for Long-Term Care


Among the many ways of paying for long-term care, life insurance and annuities have been growing in popularity.

Life Insurance

In its original form, life insurance was intended only to pay beneficiaries upon the death of the insured. Since its inception, however, life insurance has evolved to include many additional options. Some of these options can help pay for long-term care.

A Roommate in Retirement? Here are the Pros and Cons

A Roommate in Retirement? Here are the Pros and Cons

With the cost of housing rising every year, more and more seniors are looking to find roommates in retirement. For many retirees, this may be the first time living with a roommate in decades. In addition to housing costs, there are many advantages to living with a roommate, as well as a few less favorable things to consider. Continue reading to learn more about whether getting a roommate might be right for you!

What Is Mindfulness? Advantages for Older Adults

What Is Mindfulness? Advantages for Older Adults

In today's world, everything moves fast. As a result, we don't always take the time to be present and enjoy the moment. Instead, many of us spend too much time thinking about the past or worrying about the future and letting negative or unhelpful thoughts fill our heads.

If you spend your days in this state, it can lead to many issues that impact you physically and mentally, including issues such as high blood pressure to depression. Therefore, you should find a way to balance out these thoughts and enjoy your life.

Mindfulness is a method used by many people. It has been thoroughly studied, and it has been shown to enhance our ability to enjoy our daily lives and improve our physical and mental health.

Your Long-Term Care Insurance Roadmap [Video]

Your Long-Term Care Insurance Roadmap [Video]

 

When it comes to preparing for retirement, most consumers have only a vague idea about planning for potential long-term care expenses. Yet, well over half of Americans 65 or older will eventually require some form of long-term care.

There are multiple ways to pay for long-term care. However, the potentially enormous costs could quickly exhaust one's assets. An attractive alternative for managing this considerable risk could be long-term care insurance (LTCI).

Getting Started with Medicare: Part D – Prescription Drugs

Getting Started with Medicare: Part D – Prescription Drugs

When Medicare was introduced in 1965, prescription drugs were not covered. However, in December 2003, Medicare Part D was signed into law to cover the cost of medications. Unlike Medicare Part A and Part B, however, Part D is optional.

What Part D Covers

Medicare Part D is offered via plans marketed by private companies. Each plan publishes its own list of covered drugs called a formulary. Formularies contain both brand-name and generic drugs. A formulary typically will have two or more drugs in the most popular categories to allow for more choices.

Formularies are not static. Medicare rules allow a plan to make changes to its formulary and drug fees during the year because:

10 Simple Ways To Improve Your Focus

10 Simple Ways To Improve Your Focus

Everyone knows how it feels to have a list of tasks you need to get done, but you just can't seem to focus enough to complete them. You might even be so distracted that you can't even seem to begin. Many people struggle with a lack of focus. Luckily, there are things that you can do today to improve your focus. Here are 10 easy steps you can take today!

The Importance of Keeping a Tidy Home for Older Adults

The Importance of Keeping a Tidy Home for Older Adults

Cleaning has so many more benefits than just having a tidy home. We might be put off by house cleaning tasks, especially around spring cleaning time, which will involve some serious decluttering, reorganization, scrubbing, and polishing. However, delaying this activity and letting the dust settle can have significant impacts on things beyond your home's appearance. 

A clean home is wonderful, and it is always welcoming to come to a clean house. It takes a lot of effort to maintain and keep your house clean, but it has its advantages. If you clean regularly and effectively, your house will always look as good as new. Hygienically, it is important to live in a clean house.

House cleaning is a very challenging task that we all have to do at some point. The main motive for getting the place clean and organized is to make it an inviting and peaceful place to stay in and relax at the same time.