Cantissimo Senior Living Blog

Cantissimo Senior Living blog - an educational resource for older adults in lifestyle, wellness, and more.

Posts about Wellness:

Getting Started With Medicare: Medicare Advantage Plans

Getting Started With Medicare: Medicare Advantage Plans

Some Medicare beneficiaries want more healthcare benefits than Original Medicare can offer, even with Medigap supplemental policies. Medicare Advantage Plans (sometimes known as Medicare Part C) fill this need by providing more benefits for beneficiaries who agree to extra costs and less flexibility.

The Medicare Advantage Alternative

Offered by private insurance companies, Medicare Advantage Plans provide Part A and Part B coverage as an alternative to Original Medicare. Medicare pays a fixed amount to these insurers for each beneficiary enrolled in their plans but requires these companies to follow specific rules. These rules allow the companies flexibility to offer more services. However, to do this, they may handle out-of-pocket costs differently and impose certain restrictions on enrollees.

Risking the Nest Egg: Using Retirement Savings for Long-Term Care

Risking the Nest Egg: Using Retirement Savings for Long-Term Care

 

The U.S. Department of Health and Human Services estimated in 2020 that 50-70% of those now turning 65 will eventually need some level of long-term care.

Yet, few people include a long-term care component in their retirement planning. It seems like more people plan for their children's college education than for the very costly and highly probable reality of long-term care. Assumptions that typically drive this lack of planning are:

6 Benefits of Working Out With a Partner

6 Benefits of Working Out With a Partner

Staying physically fit throughout life is essential for wellness and becomes even more so as we get older. Strength, flexibility, and stamina can decrease faster after 30, even more so after 60.

One of the significant issues is that we fall out of workout routines, and the longer we wait to pick them back up, the more challenging it becomes.

If it has been some time since you've worked out or you feel like your workouts are boring, and you want to stop, a great option is working out with a partner, which provides a range of benefits to improve your life.

Getting Started With Medicare: Medigap Plugs the Holes

Getting Started With Medicare: Medigap Plugs the Holes

Original Medicare (Part A and Part B) offers many benefits, but it has some "gaps." The most prominent gap is there is no limit on out-of-pocket expenses, which encompass deductibles, copayments, and coinsurance.

Medigap to the Rescue

One way to fill many of these gaps is through a Medicare Supplement Insurance policy (also known as Medigap) sold by private insurers. Medigap policies come in several different versions but must adhere to strict government standards. These standards allow easier comparisons between policies and protect consumers from unscrupulous insurers.

7 Factors That Affect Your Balance

7 Factors That Affect Your Balance

Balance is perhaps one of the most important things to maintain as you age. Unfortunately, as we age, we are at a higher risk of losing balance and falling. In fact, according to the CDC, more than 1 in 4 older adults will experience a fall each year. Such a loss of balance is not because of one thing but many factors.

That is why it is crucial to understand the various factors that affect your balance. Once you understand these factors, you can develop better habits that will aid you in creating better balancing abilities.

13 Warning Signs Your Older Loved One Needs Help at Home

13 Warning Signs Your Older Loved One Needs Help at Home

Planning for in-home care is often the last thing many people want to think about. However, having a basic plan in place can help alleviate unpleasant surprises down the road. One way to prepare for a loved one's care is by making yourself aware of the signs and symptoms of challenges that come with aging. Everyday activities that were once routine may be neglected due to poor memory or simply because it's too difficult. 

8 Poor Eating Habits to Watch Out For

8 Poor Eating Habits to Watch Out For

Healthy eating isn't just about what you eat. It's also about how you eat. So while a diet high in vegetables, lean protein, fruits, and low-fat dairy is a great place to start, healthy eating also involves how you consume your food: when you eat, how you eat, and how you fill your plate.

So, what are the bad habits that are putting people into trouble? In this post, we'll go over some habits to watch out for that may have a greater effect on your health than you realize. How many are a regular part of your routine?

14 Practical Tips To Stay Safe on the Stairs

14 Practical Tips To Stay Safe on the Stairs

Falls can be devastating and result in traumatic injuries. Stairs can be particularly risky for older adults. A study has even shown that, on average, in the United States, there are one million emergency room visits as a result of accidents on staircases and 12,000 deaths per year. 

If your loved one is living in a house with stairs, it's important to make sure they are as safe as possible to avoid the risk of a trip or fall. Here are some helpful tips to help make stairs safer for older adults so your loved one can live safely and independently.