Cantissimo Senior Living Blog

Cantissimo Senior Living blog - an educational resource for older adults in lifestyle, wellness, and more.

Posts about Wellness:

11 Easy Ways To Walk More and Reach Your Step Goals

11 Easy Ways To Walk More and Reach Your Step Goals

As we age, it becomes increasingly important to stay active. Exercise helps improve our overall health and can even help prevent diseases. Walking is an excellent way for older adults to exercise daily, and it's easy to do!

This blog post will discuss some easy ways for older adults to walk more and improve their health. So stay healthy and happy into your golden years by following these simple tips!

Easy Ways to Practice and Improve Fine Motor Skills

Easy Ways to Practice and Improve Fine Motor Skills

Your fine motor skills allow you to perform intricate tasks with your hands that you may have taken for granted when you were younger. Unfortunately, these types of tasks can become more challenging as our bodies take on more wear and tear over the years.

Buttoning your shirt, threading a needle, opening doors, putting a plug into a power socket, tying your shoes, and even brushing your teeth are all examples of fine motor skills.

If you train and practice your fine motor skills, you can keep them working well throughout your life. However, ignoring them can make standard daily tasks hard or even impossible for you to perform.

Below are several easy and potentially fun ways seniors can practice fine motor skills and keep them working well for years to come!

9 Ways to Combat Summer Allergies

9 Ways to Combat Summer Allergies

Allergic Rhinitis is a chronic disorder caused by an allergic reaction to substances such as pollen, dust mites, and pet hair. Allergies like hay fever are often underestimated as their symptoms are similar to that of the common cold. Still, it profoundly affects the quality of life of those impacted. 

Some caregivers assume that seniors do not get seasonal allergies, but this is not true. People of all ages can experience seasonal allergies. Also, don't assume that because someone had never had seasonal allergies in the past that they won't get them. Adults can develop allergies even into their golden years. 

To help combat the symptoms of these allergies, try the following tips!

Your Long-Term Care Insurance Roadmap [Video]

Your Long-Term Care Insurance Roadmap [Video]

 

When it comes to preparing for retirement, most consumers have only a vague idea about planning for potential long-term care expenses. Yet, well over half of Americans 65 or older will eventually require some form of long-term care.

There are multiple ways to pay for long-term care. However, the potentially enormous costs could quickly exhaust one's assets. An attractive alternative for managing this considerable risk could be long-term care insurance (LTCI).

Getting Started with Medicare: Part D – Prescription Drugs

Getting Started with Medicare: Part D – Prescription Drugs

When Medicare was introduced in 1965, prescription drugs were not covered. However, in December 2003, Medicare Part D was signed into law to cover the cost of medications. Unlike Medicare Part A and Part B, however, Part D is optional.

What Part D Covers

Medicare Part D is offered via plans marketed by private companies. Each plan publishes its own list of covered drugs called a formulary. Formularies contain both brand-name and generic drugs. A formulary typically will have two or more drugs in the most popular categories to allow for more choices.

Formularies are not static. Medicare rules allow a plan to make changes to its formulary and drug fees during the year because:

Getting Started With Medicare: Medicare Advantage Plans

Getting Started With Medicare: Medicare Advantage Plans

Some Medicare beneficiaries want more healthcare benefits than Original Medicare can offer, even with Medigap supplemental policies. Medicare Advantage Plans (sometimes known as Medicare Part C) fill this need by providing more benefits for beneficiaries who agree to extra costs and less flexibility.

The Medicare Advantage Alternative

Offered by private insurance companies, Medicare Advantage Plans provide Part A and Part B coverage as an alternative to Original Medicare. Medicare pays a fixed amount to these insurers for each beneficiary enrolled in their plans but requires these companies to follow specific rules. These rules allow the companies flexibility to offer more services. However, to do this, they may handle out-of-pocket costs differently and impose certain restrictions on enrollees.

Risking the Nest Egg: Using Retirement Savings for Long-Term Care

Risking the Nest Egg: Using Retirement Savings for Long-Term Care

 

The U.S. Department of Health and Human Services estimated in 2020 that 50-70% of those now turning 65 will eventually need some level of long-term care.

Yet, few people include a long-term care component in their retirement planning. It seems like more people plan for their children's college education than for the very costly and highly probable reality of long-term care. Assumptions that typically drive this lack of planning are:

6 Benefits of Working Out With a Partner

6 Benefits of Working Out With a Partner

Staying physically fit throughout life is essential for wellness and becomes even more so as we get older. Strength, flexibility, and stamina can decrease faster after 30, even more so after 60.

One of the significant issues is that we fall out of workout routines, and the longer we wait to pick them back up, the more challenging it becomes.

If it has been some time since you've worked out or you feel like your workouts are boring, and you want to stop, a great option is working out with a partner, which provides a range of benefits to improve your life.

Getting Started With Medicare: Medigap Plugs the Holes

Getting Started With Medicare: Medigap Plugs the Holes

Original Medicare (Part A and Part B) offers many benefits, but it has some "gaps." The most prominent gap is there is no limit on out-of-pocket expenses, which encompass deductibles, copayments, and coinsurance.

Medigap to the Rescue

One way to fill many of these gaps is through a Medicare Supplement Insurance policy (also known as Medigap) sold by private insurers. Medigap policies come in several different versions but must adhere to strict government standards. These standards allow easier comparisons between policies and protect consumers from unscrupulous insurers.

7 Factors That Affect Your Balance

7 Factors That Affect Your Balance

Balance is perhaps one of the most important things to maintain as you age. Unfortunately, as we age, we are at a higher risk of losing balance and falling. In fact, according to the CDC, more than 1 in 4 older adults will experience a fall each year. Such a loss of balance is not because of one thing but many factors.

That is why it is crucial to understand the various factors that affect your balance. Once you understand these factors, you can develop better habits that will aid you in creating better balancing abilities.